The Top 10 Distinction between the Achievers and Non-Achievers

A study note summary taken from books by Keith Cameron Smith...

The Top 10 Distinctions between the Millionaire and the Middle Class

Distinction 10: The Millionaire thinks Long Term.

                         The Middle Class Think Short Term.

Distinction 9:   The Millionaire talks about Ideals.

                         The Middle Class talks about others people and things.

Distinction 8:   The Millionaire embraces Change.

                         The Middle Class fears Change.

Distinction 7:   The Millionaire takes calculated risks.

                         The Middle Class is afraid to take risks.

Distinction 6:   The Millionaire continually learns and grows.

                         The Middle Class thinks learning ended with school.

Distinction 5:   The Millionaire works for profits.

                         The Middle Class works for wages.

Distinction 4:   The Millionaire believes he must be generous.

                         The Middle Class believes it can’t afford to give.

Distinction 3:   The Millionaire has multiple sources of income.

                         The Middle Class has only one or two source(s) of income.

Distinction 2:   The Millionaire focuses on increasing their net worth.

                         The Middle Class focuses on increasing its paychecks.

Distinction 1:   The Millionaire asks himself empowering questions.

                         The Middle Class asks himself dis-empowering questions.

The Top 10 Distinction between Entrepreneurs and Employees

Secret 10: Entrepreneurs educate themselves more than they entertain themselves.

                 Employees entertain themselves more than they educate themselves.

Secret 9:   Entrepreneurs have an empowering perspective of failure. 

                 Employees see failure as bad.

Secret 8:   Entrepreneurs are solution finders. 

                 Employees are problem solvers.

Secret 7:   Entrepreneurs know a little about a lot.

                 Employees know a lot about a little.

Secret 6:   Entrepreneurs give and receive praise and correction. 

                 Employees don’t praise, and try to avoid correction.

Secret 5:   Entrepreneurs say, “The buck stops here.” 

                 Employees say, “It’s not my fault.”

Secret 4:   Entrepreneurs build wealth. 

                 Employees make money.

Secret 3:   Entrepreneurs fly with eagles. 

                 Employees peck around with chickens.

Secret 2:   Entrepreneurs look into the future. 

                 Employees look into the past.

Secret 1:   Entrepreneurs take risk because of faith. 
                 Employees play it safe because of fear.

The Top 10 Distinctions between Winner and Whiner

Distinction 10:  Winners take responsibility.

                          Whiners play the victim.

Distinction 9:    Winners can have what they want.

Whiners want what they cannot have.

Distinction 8:    Winners find a way.

                          Whiners find an excuse.

Distinction 7:    Winners brighten a room by entering.

                          Whiners brighten a room by leaving.

Distinction 6:    Winners listen twice as much as they talk.

                          Whiners talk twice as much as they listen.

Distinction 5:    Winners enjoy life’s journeys.

                          Whiners put their joy in the destinations.

Distinction 4:    Winners build friendships.

 Whiners destroy friendships.

Distinction 3:    Winners think BIG.

                          Whiners think small.

Distinction 2:    Winners are focus-minded.

                          Whiners are scatterbrained.

Distinction 1:    Winners create positive meanings.

                          Whiners create negative meanings.

The Millionaire Mentality

http://www.sowpub.com/story-getty.shtml

The Millionaire Mentality -- according to J. Paul Getty

Posted By: Dien Rice
Date: Tuesday, 26 September 2000, at 9:18 p.m.

I believe in learning from those who have succeeded. When it comes to profits, I study the writings of those who are great successes.

J. Paul Getty was one of those. He made big money in oil exploration, and made another fortune in art collection and evaluation. In the mid-1960s, he published a book which was a collection of essays, called "How To Be Rich."

Here's one of Getty's pieces of advice…. On how to achieve the Millionaire Mentality.

Getty says that he believes that most people fall into one of four general categories….

1. Those people who work best when they are working for themselves. They don't want to be employed by anyone, and want complete independence. The don't care for the security that they get from a salaried job. Instead, they want to create their own security on their own, and keep their own future in their own hands. In short, they want to be their own bosses, and take the responsibilities and risks which is associated with this.

2. Those people who for whatever reason, don't want to go into business for themselves, but work best when they are employed by others and share in the profits of the business. In this category you'll find the top-flight salespeople, who like to earn a commission for everything they sell, to some of the world's top executives.

3. Those who only want to be salaried employees, who work best when they are employed by others and they enjoy the security of a good salary. They are content with receiving a regular salary with the hope of the occasional raise. According to Getty, they don't have the initiative and independence, and maybe also the self-confidence, of those on the first two groups.

4. Those who work for others but who have a consistently negative attitude towards their jobs and employers. Their motivation is low. Their work could in fact even be a drain on the businesses they are working for.

I think Getty is probably right, and you probably can divide people into these general four categories…. In the small business world, everyone talks about person of type number 1. But there is nothing wrong if you fit into one of the other categories (well, except perhaps category number 4, which isn't a very flattering category).

This gets back to what Gordon Alexander is constantly saying…. What do you want? What do you enjoy?

Getty then starts to talk about what he calls the "Millionaire Mentality." Here's what he says…..

"Like it or not, there is a thing that can be called The Millionaire Mentality. There is a frame of mind which puts an individual a long way ahead on the road to success. In short, The Millionaire Mentality is one which is always and above all cost-conscious and profit-minded. It is most likely to be found among men in the first two categories I have cited."

How to be Rich by J. Paul Getty, p. 41

There's the concept, floating around in Getty's time, and still floating around today, which says "You have to think BIG to make a profit." Getty says that no other concept has been more widely misinterpreted.

YES - you must have imagination. You have to be farsighted. You must have dreams. You have to be willing (according to Getty) to spend and risk money (OR your time - I would add). BUT only when the expenditure is justified, and the risk is carefully calculated and you can see it's worth it.

About this, Getty says….

"In my opinion, it's more important for the man with The Millionaire Mentality to be able to think small than to think big - in the sense that he gives meticulous attention to even the smallest details and misses no opportunity to reduce costs in his own or his employer's business."

How to be Rich by J. Paul Getty, p. 43.

Essentially, according to Getty, you HAVE to be profit-conscious. That means doing things like keeping to a budget. You can't just spend with an open-hand on anything you fancy. That's a big mistake some people make in business (and it's something I have to watch myself)….

I once read a story about a group of people who decided to start a consulting company. The first thing they did was rent out an office in the expensive part of town. They furnished their office with the most costly furniture. They had the highest quality custom-made curtains, the most fashionable mahogany desks, the most expensive plush carpet. It was a wonderful place to work - they spent a lot of money making sure it was so. The only problem - they had no customers. They went bankrupt in just a few months.

In some ways, Getty took his penny-pinching to its extreme in his personal life, and I wouldn't recommend that. But in your business, it's good to keep an eye on costs, and be conscious of where profits can be increased, and costs reduced without affecting those profits.

So if someone asked him advice on how to make money, this is the way that Getty would reply. Now, how can you use it yourself?

"等到有一天"

【"等到有一天" 你或許沒有機會】 作者：孫越 

在今天，我們的房子越來越大，但是家庭越來越小。 生活越來越方便，但是時間卻越來越少。 ⋯⋯ 我們的學位越來越高，常識卻越來越少。 知識越來越多，判斷力卻越來越差。 我們有更多的專家，但是也有更多的問題。 醫藥越來越好，但健康越來越...少。 我們花費太多，歡笑太少。 車開得太快，火氣上來也更快。 睡得太晚，閱讀太少，電視看得太多，而且禱告太少。 我們所擁有的資產倍增，但是價值卻遞減。 我們說得太多，但是愛心太少，且謊話連篇。 我們學習如何經營生活，但沒有建造生命。 我們在生命中加增歲月，卻沒有在歲月中增長生命。 我們有越來越高的建築，但也有越來越低的 EQ。 有更寬廣的高速公路，但有更狹窄的視野。 我們花費得更多，但擁有的更少。 我們買得更多，但享受得更少。 我們可以登陸月球回來。但是卻無法拜訪對街的鄰居。 我們可以征服外太空。但是卻無法掌控內心世界。 我們可以分裂原子核，但是卻無法挪去心中的偏見。 我們更多書寫，卻更少學習。 更多計畫，卻更少成就。 我們學會忙碌，但學不會等候。 我們的收入更高了，但道德更低了。 我們生產更多電腦，掌握更多資訊， 複製更多拷貝，但我們的溝通卻更貧乏。 我們的數量提高了，品質卻降低了 這是快速食品充斥卻消化不良的時代。 高大的身軀與低劣的性格並存的時代。 更多休閒卻更少歡樂。 更多食物卻更少營養。 更多雙收入家庭，但更高的離婚率。 更多千萬豪宅，但 卻更多破碎的家庭。 

我建議，在今天這樣的世代， 你不要保留任何事情到特殊的場合才做， 因為你活著的每一天都是特殊場合。 勤加閱讀，追求知識， 坐在你家的前廊上欣賞自然美景， 無需汲汲營營於生活需要。 多花時間與家人及好友在一起， 享受喜歡的食物， 到你喜愛的地方去遊覽。 生命不只是為了存活， 而是一連串愉快事件組成的的鏈條。 將你的水晶高腳杯拿出來， 不要將妳最好的香水存起來， 任何時候你想要用的時候就用它吧。 把「有一天」「將來的某一天」 從你的字典中刪除。 現在就去寫那一封 你曾經想過要等到「有一天」才來寫的信。 讓我們現在就告訴我們的家人我們多愛他們。 不要將會帶給你歡笑及喜樂的任何事情拖延到未來。 每一天，每一小時，每一分鐘都是特別的， 而且你不知道那是否是你的最後一刻。

How to achieve your goals.

The more you focus on helping others, the more you will succeed in reaching your own goals.

Helping others is the most direct and effective way to reach your goals in your personal relationships, at work, and in your community.  There is no better or more rewarding purpose you can find each day, and no more practical tool for getting where you want to go.

---  from the book -  "The Power of Purpose" by Peter S. Temes

马云语录

马云语录

【马云：我最遗憾的错误】01年，我犯了一个错误，我告诉我的18位共同创业同仁，他们只能做小组经理，而所有的副总裁都得从外...面聘请。现在十年过去了，我从外面聘请的人才都走了，而我之前曾怀疑过其能力的人都成了副总或董事。我相信两个信条：态度比能力重要，选择同样也比能力重要！

【马云：不能统一人的思想 但可以统一人的目标】千万不要相信你能统一人的思想，那是不可能的。 30%的人永远不可能相信你，不要让你的同事为你干活，而让他们为我们的共同目标干活，团结在一个共同的目标下，要比团结在一个人周围容易的多。

【马云提醒：细节好的人格局一般都差】1.有人觉得我牛，6分钟说服了孙正义，其实是他说服了我。见孙正义之前，我在硅谷至少被拒绝了40次。2.做企业赢在细节，输在格局。3.格局，“格”是人格，“局”是胸怀，细节好的人格局一般都差，格局好的人从来不重细节，两个都干好，那叫太有才!

【马云：领导比员工多什么？】 领导永远不要跟下属比技能，下属肯定比你强；如果不比你强，说明你请错人了。1）要比眼光：比他看得远；2）要比胸怀：男人的胸怀是委屈撑大的，要能容人所不容；3）要比实力：抗失败的能力比他强；一个优秀的领导人的素质就是眼光、胸怀和实力。

【马云：领导别当劳模】当干部之前你一定要让他学习怎样当干部，有很多干部是劳模干部，这类人很勤奋，如果你把他升为经理，他觉得领导喜欢我这样当经理，凡是带头干，但他却不能培养激励下属。真正优秀的领导是能让下属成为劳模的人，而不是自己当劳模。

【马云：中国商人千万别在“红道”上混】①人一辈子要明白钱和权两个东西是绝对不要碰在一起，当了官永远不要想有钱，当了商人千万别想权；②钱和权这两个东西碰在一起就是炸药和雷管碰在一起，必然要爆炸；③胡雪岩悲哀就悲在于他是红顶商人；④中国商人千万别在红道上混。

【马云：年轻人必须思考的4大问题】1.什么是失败？放弃就是最大的失败。2.什么叫坚强？经历许多磨难、委屈、不爽，你才知道什么叫坚强。3.你的职责是什么？比别人多勤奋一点、多努力一点、多一点理想，这就是你的职责。4.傻瓜用嘴讲话，聪明人用脑袋讲话，智者用心讲话。

【马云：人生在世在做人，不是做事】我跟自己讲我们到这个世界上不是来工作的，我们是来享受人生的，我们是来做人不是做事。如果一辈子都做事的话，忘了做人，将来一定会后悔。不管事业多成功、多伟大、多了不起，记住我们到这个世界就是享受经历这个人生的体验。忙着做事一定会后悔。

【马云：工作不要太认真 快乐就行】我特讨厌认真工作的人，工作不要太认真，工作快乐就行，因为只有快乐让你创新，认真只会更多的KPI、更多的压力、更多的埋怨，真正把自己变成机器，我们不管多伟大、多勤奋、多痛苦，永远记住做一个实实在在、舒舒服服的人，因为人才是让我们最美。

【马云:高手的竞争论】1.一定要争得你死我活的商战是最愚蠢的。2.眼睛中全是敌人,外面就全是敌人。3.竞争的时候不要带仇恨,带仇恨一定失败。4.竞争乐趣就像下棋一样,你输了,我们再来过,两个棋手不能打架。5.领导者的胸怀,就是被冤枉撑大的。6.真正做企业是没有仇人的,心中无敌,天下无敌。

【马云：胸怀是委屈撑大的】1）男人的胸怀是委屈撑大的； 2）明白自己有什么，明白自己要什么，明白自己放弃什么；3）赚钱只是结果，不是我的目的；4）心中无敌就无敌于天下；5）我们缺的不是钙而是爱。

【马云：别把抱怨当习惯】人是退化最严重的动物。跟兽比人很“弱肢”，和狗比人很“闻盲”，但人类“进化”了抱怨。偶尔为之无大碍，但当抱怨成习惯，就如喝海水，喝的越多渴得越厉害。最后发现，走在成功路上的都是些不抱怨的“傻子们”。世界不会记得你说了什么，但一定不会忘记你做了什么！

【马云给初创企业者的忠告】1、大家看不清的机会，才是真正的机会。2、让员工笑着干活。3、客户第一、员工第二、股东第三。4、少听成功学，多听失败学。5、抢在变化之前先变。6、忘掉money，忘掉赚钱。7、小聪明不如傻坚持。8、心态决定姿态，姿态决定状态。

【马云谈创业】：1.一个好的东西往往是说不清楚的，说得清楚的往往不是好东西！2.创业要找最合适的人，不一定要找最成功的人。3.这世界最不可靠的东西就是关系。4.免费是世界上最昂贵的东西。5.今天很残酷，明天更残酷，后天很美好。

【马云“四不”创业智慧】1、创业最怕就是看不见，看不起，看不懂，跟不上；2、看不见对手在哪里，看不起对手，看不懂对手为什么可以变得那么强，然后就跟不上了；3、即使对手很弱小，也一定要把对方看的很强大，即使对手很强大，也不一定要把自己看的很弱小。

【马云当你决定要创业时】便意味着 1、没有了稳定的收入；2、没有了请假的权利；3、没有了得红包的机会。然而却更意味着：1、收入不再受限制；2、时间运用更有效；3、手心向下不求人，想法若不同，结果便不同；选择不一样，生活才变样。

如果一个方案有90%的人说“好”的话，我一定要把它扔到垃圾桶里去。因为这么多人说好的方案，必然有很多人在做了，机会肯定不会是我们的了——马云

All About Mind...

"If you want to expand your world, you must first expand your mind." - Bob Proctor

"It is the size of your thinking that determine your result, future, & life.  Therefore we must learn to think bigger, our result, future & life would be bigger!" - Mark Victor Hansen

All About Success....

[From the Harvard's Famous Success Principle]
"The difference between the success and failure of a person is lies in how he uses his after work hours. And his destiny is decided by how he use the time between 8.00pm to 10.00pm.

Every night, take 2 hours to read, study, think or involve in meaningful discussion or debate. You will discover that your life start to change. Continue to persist this for years..... And Success will wave its hand to you."


---------------------
"It's not what you do, it's how you do it!" - James Ray

"Nothing Great can be achieve without enthusiam"

When Thought, Feeling and Action fire in alignment, there will be success.
Fate favors the bold.